Kakebo Master System · Digital pack
Premium Kakebo Excel template: more clarity for your money, less improvisation
Kakebo Master System is a digital pack with a premium Excel template, an ebook and a PDF tutorial to plan, track and review your money every month.
Nothing is charged yet: purchase will open later.
Purchase is not available yet.
Kakebo Master System is a paid digital pack with three files: a premium Kakebo Excel template, the ebook “El arte de mirar tu dinero” (about 20 pages) and a PDF tutorial with step-by-step instructions. It costs €9.90 VAT included, it is a one-time purchase with permanent access to the files, and you do not need to create an account. The template uses no macros. It cannot be bought yet.
What's in the pack
One purchase, three digital files.
Premium Excel template
An Excel workbook (.xlsx) with no macros and 12 sheets: cover, dashboard, setup, monthly plan, log, weekly review, monthly reflection, goals, recurring expenses, net worth, guide and checks.
Ebook “El arte de mirar tu dinero”
A practical PDF guide to Kakebo and personal finance, about 20 pages long, to understand the method and look at your spending calmly. (The ebook is written in Spanish.)
PDF tutorial
Step-by-step instructions for using the template, with images, in an 8-page PDF.
What is Kakebo Master System
Kakebo Master System is a personal finance organization system based on the Japanese Kakebo method: you plan the month first, then log what you spend, review every week and close the month with a reflection. The Excel template is the core; the ebook and the tutorial help you understand the method and use it.
It is meant for people who already know the free template and want a yearly system with a dashboard, savings goals, recurring expenses, accounts and net worth, or for beginners who prefer a complete structure from day one.
What problem it solves
A basic expense sheet tells you what has already happened. When money tracking is only about writing down amounts, it is easy to drop after a few weeks because there is no rhythm of planning, review and adjustment.
Kakebo Master System adds that rhythm: you set the budget at the start, log with few fields (date, type, amount and category), review every week and turn what you learned into a concrete decision for next month. It does not promise financial results; it organizes the process so you can keep the habit.
What the Excel template contains
Planning
- Editable initial setup
- Income
- Fixed expenses
- Monthly budget
- Kakebo categories
Tracking
- Structured expense and income log
- Recurring expenses
- Accounts
- Designed for Excel and prepared for Google Sheets, pending validation
Analysis
- Visual dashboard
- Savings progress
- Budget vs. actual comparison
- Savings goals
- Accounts and net worth
Method
- Weekly review
- Monthly reflection
- In-workbook guide
- Full yearly workflow
How the Kakebo cycle works
- Set your starting point.
- Plan the month.
- Log your transactions.
- Review your weeks.
- Close the month.
- Adjust the next cycle.
Dashboard preview
Cover preview
Free template vs. Kakebo Master System
They are two different products. The free template is a good way to get started, stays available and needs no purchase or sign-up. Kakebo Master System is a more complete paid pack for anyone who wants to work with the method all year long.
Free Excel template
No cost
- · A good way to get started
- · Instant download
- · Basic structure
- · No sign-up
Kakebo Master System
Coming soon€9.90 VAT included
- · Premium Excel template with a dashboard
- · Ebook “El arte de mirar tu dinero”
- · PDF tutorial
- · One-time purchase, permanent access
- · No account needed
Pack terms
- Price
- €9.90, VAT included.
- One-time purchase
- You pay once. It is not a subscription.
- Permanent access
- You will be able to access the pack files again whenever you need them.
- No account
- You do not need to create an account to buy it.
- Digital product
- Delivered in digital format (Excel and PDF). Nothing physical is shipped.
- Independent from the app
- Buying the pack does not grant Kakebo app features (AI, reports) or subscriptions: they are different products.
- Availability
- Purchase is not available yet.
Compatibility and how it works
- Excel
- Designed for modern Microsoft Excel.
- Google Sheets
- Designed for Microsoft Excel and prepared to work in Google Sheets without macros, pending validation with the final version.
- No macros
- It uses no macros and needs no extra software.
- Formats
- The template is an Excel file (.xlsx); the ebook and the tutorial are PDF files.
- Privacy
- There is no bank connection: your data stays in your file or in your Google Drive.
- Consistency
- Built for steady habits, not for promising miracle results.
Frequently asked questions
What is Kakebo Master System?
It is a paid digital pack with three files: a premium Kakebo Excel template, the ebook “El arte de mirar tu dinero” (about 20 pages) and a PDF tutorial.
How much does it cost?
€9.90, VAT included. It is a one-time purchase, not a subscription.
What is included in the pack?
The premium Excel template with 12 sheets and no macros, the ebook as a PDF, and the PDF tutorial with the template's instructions.
Do I need to create an account to buy it?
No. You do not need to sign up to buy the pack.
Will I have permanent access to the files?
Yes. The purchase is one-time and gives permanent access to the pack files.
Can I buy it now?
Not yet. Purchase is not available for now; when it opens, it will be announced on this page.
Is it the same as the free template?
No. The free Excel template is a different product: it is free, has a basic structure and stays available. Kakebo Master System is the paid pack with the premium template, the ebook and the tutorial.
Does buying the pack give access to the Kakebo app or Plus features?
No. The pack is a set of independent files: it does not grant app features (such as AI or reports) or any subscription.
Does it work with Excel and Google Sheets?
Designed for Microsoft Excel and prepared to work in Google Sheets without macros, pending validation with the final version.
Does it use macros?
No. It uses no macros and needs no extra software.
Does it guarantee that I will save money?
No. It is an organization tool: results depend on your decisions and on how consistently you use it.
Availability
Kakebo Master System cannot be bought yet. When it is available, the price will be €9.90 VAT included, as a one-time purchase with permanent access.
Purchase is not available yet.
In the meantime, start with the free template
The free Excel template is a valid way to get started and is available right now.