About Kakebo AI: Philosophy, Privacy, and Its Creator

My Story and Methodology

Kakebo AI was born from my own personal frustration. Traditional banking apps are designed to incentivize consumption, not savings. On the other hand, budgeting apps require you to connect to your bank, compromising your privacy by commercializing your transactional data.

After years of studying savings systems, I found the definitive solution in the Japanese Kakebo (Mindful Spending) method, backed by over a century of empirical effectiveness. That's why I decided to digitize this rigorous manual control powered by Artificial Intelligence, keeping the platform 100% private and independent of banks and financial institutions.

My Values

Absolute Privacy

Your data is yours. Kakebo AI will never require a connection to your bank. I don't read your bank accounts, I don't sell data to third parties.

Mindful Savings

I firmly believe in intentional categorization (Survival, Leisure, Culture). Writing down an expense is the first step to avoiding impulsive spending.

Technology with Purpose

I use AI not to overwhelm you, but to be your financial coach. I detect patterns and give you real and actionable advice.

Who is behind Kakebo AI

We are not a big corporation or a huge team. I am Aitor, an independent developer (indie hacker) building from scratch the finance tool I always wanted to use. Kakebo AI is a project built with personal effort, secure code, and servers in the European Union. My absolute commitment: to provide you with the best methodological tool to organize your money, free from biases, banks, and selling data to third parties.

My mission:
To give you back control of your money without selling your data