Terms & Conditions

Last update: 2026

1. Introduction

Welcome to Kakebo AI. By accessing or using our web application, you agree to be legally bound by these Terms of Service.

2. Service Description

Kakebo AI is a personal financial management tool based on the Japanese Kakebo method, designed to help users track expenses and encourage saving.

3. User Accounts

To use the platform, you must register. You are responsible for maintaining the confidentiality of your credentials. We reserve the right to suspend accounts that violate these terms.

4. Free Service

Kakebo AI is currently a free service.

• We do not request card data nor charge for the use of the current features.
• Any future change to the business model will be communicated to users.
• We do not connect to your bank nor carry out financial transactions.

5. Liability

Kakebo AI is provided "as is". We do not guarantee that the service will be uninterrupted or error-free. We are not financial advisors; the information provided is for informational and personal management purposes only.

6. Modifications

We reserve the right to modify these terms at any time. We will notify you of significant changes.